A Letter of Credit (LC) is one of the most critical instruments in international and domestic trade, designed to reduce payment risk between buyers and sellers. In simple terms, a letter of credit is a bank’s written guarantee that the seller (exporter or supplier) will receive payment on time and for the correct amount, provided […]
Letter of Credit LC Read More »
Large business ideas often fail not because they are unviable, but because they are poorly financed or poorly presented to lenders. When a business plans to set up a manufacturing unit, power plant, warehouse, hospital, hotel, infrastructure asset, or any capital-intensive project, traditional business loans are often not enough. This is where project finance becomes
For most Indian businesses, failure is rarely caused by lack of profit—it is caused by lack of cash at the right time. A company can be profitable on paper and still struggle to pay suppliers, salaries, or taxes because money is stuck in receivables or inventory. This gap between earnings and actual cash availability is
For many businesses, growth is closely linked to the ability to invest in the right equipment at the right time. Whether it is machinery for a manufacturing unit, medical equipment for a clinic, construction equipment for a contractor, or technology hardware for a growing services firm, equipment often represents the backbone of operations. However, purchasing
For any business in India—whether a startup finding its feet, an MSME scaling operations, or a large enterprise managing complex cash flows—the corporate banking account is far more than a place to park money. It is the financial backbone of the organisation. Every customer payment received, vendor bill paid, salary credited, tax deposited, and loan
Corporate Banking Accounts in India: important aspects and advantages Read More »
