At SimplyPaisa.com (“SimplyPaisa”, “we”, “our”, or “us”), we respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, store, process, disclose, and share information when you access or use our website and content.
By using SimplyPaisa.com, you agree to the terms of this Privacy Policy. If you do not agree, please discontinue use of the website.
1. Applicability and Legal Framework
This Privacy Policy is published in compliance with applicable Indian laws, including:
- Information Technology Act, 2000
- IT (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011
- Digital Personal Data Protection Act, 2023 (DPDP Act)
This policy applies to all visitors, users, and subscribers of SimplyPaisa.com.
2. Information We Collect
a) Personal Information
We may collect personal data voluntarily provided by users, including but not limited to:
- Name
- Email address
- Phone number
- Business or company name
- Industry or business details
- Any information shared via contact forms, emails, comments, or subscriptions
b) Non-Personal Information
We may automatically collect:
- IP address
- Browser type and device information
- Website usage data, pages visited, and session duration
- Referring URLs
3. Purpose of Data Collection and Use
We collect and process information for the following purposes:
- Providing access to informational and educational content
- Responding to queries, feedback, or requests
- Sending newsletters, updates, or relevant information (where consent is provided)
- Improving website performance, content quality, and user experience
- Analytics, research, and internal business purposes
- Compliance with legal and regulatory obligations
4. Sharing and Disclosure of Information
By using SimplyPaisa.com and providing your information, you explicitly consent to the sharing of your data in the manner described below.
We may share, disclose, or transfer personal and non-personal information with:
- Affiliated companies, group entities, or associate businesses
- Partner companies, service providers, consultants, or professional advisors
- Data analytics providers, marketing partners, technology providers, and platform partners
- Third-party businesses or organisations for research, insights, content collaboration, or business enablement
- Potential investors, acquirers, or successors in the event of a merger, acquisition, or restructuring
- Government authorities or regulators, where required by law
All such sharing is done for legitimate business purposes and subject to reasonable confidentiality and security obligations.
SimplyPaisa does not guarantee that third parties will have identical privacy practices, and users are encouraged to review the privacy policies of such entities.
5. Nature of Services – Informational Platform
SimplyPaisa.com is an informational and educational platform. We do not directly offer loans, financial products, or investment advice.
Any sharing of data with affiliates or partners does not constitute an endorsement of their products or services. Users engage with third parties at their own discretion and risk.
6. Consent and User Choice
By submitting your personal data, you:
- Consent to its collection, processing, storage, and sharing as described in this Privacy Policy
- Acknowledge that your data may be shared with affiliates, partners, and data providers
You may withdraw consent at any time by contacting us, subject to legal and contractual restrictions.
7. Data Storage and Security
We follow reasonable security practices as mandated under Indian law to safeguard your data against unauthorised access, alteration, or disclosure.
However, no system is completely secure, and users acknowledge and accept inherent internet-related risks.
8. Data Retention
We retain personal data only for as long as necessary to fulfil the purposes stated in this policy or as required under applicable laws. Data may be retained for analytics, legal compliance, or dispute resolution purposes.
9. Cookies and Tracking Technologies
We may use cookies, pixels, and similar technologies to analyse traffic, personalise content, and improve user experience.
Users may manage cookie preferences through browser settings.
10. Third-Party Links and Services
SimplyPaisa.com may contain links to third-party websites or services. We are not responsible for their content, privacy practices, or data handling policies.
11. User Rights
Subject to applicable Indian law, users have the right to:
- Access their personal data
- Request correction or deletion
- Withdraw consent
- Raise grievances
Requests can be sent using the contact details below.
12. Children’s Privacy
Our website is not intended for individuals under 18 years of age. We do not knowingly collect data from minors.
13. Changes to This Policy
We may update this Privacy Policy at any time without prior notice. Continued use of the website constitutes acceptance of the updated policy.
14. Grievance Redressal
For any grievance you may write to us at
Email: connect@simplypaisa.com
Website: www.simplypaisa.com
Grievances will be addressed within a reasonable time as prescribed by Indian law.
15. Governing Law
This Privacy Policy shall be governed by the laws of India, and courts in India shall have exclusive jurisdiction.